1. Acceptance of Terms

By accessing and using the Logical Data Glow website (logical-data-glow.com) and our financial education services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of our services immediately.

These terms constitute a legally binding agreement between you and Logical Data Glow, located at 754/132 Punna Withi 22 Alley, Bang Chak, Phra Khanong, Bangkok 10260, Thailand. Your continued use of our services indicates ongoing acceptance of these terms and any future modifications.

2. Service Description

Logical Data Glow provides educational resources and training programs focused on personal finance management and budget categorization. Our services include online learning modules, educational content, and practical tools designed to enhance financial literacy and budget organization skills.

Educational Program Features

• Comprehensive budget categorization training modules
• Interactive learning exercises and practical applications
• Educational resources covering personal finance principles
• Community forums and peer learning opportunities
• Progress tracking and skill assessment tools

3. User Responsibilities and Conduct

As a user of our educational platform, you agree to maintain professional conduct and respect for other community members. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Activities

1. Sharing account credentials with unauthorized individuals
2. Attempting to access restricted areas of the platform
3. Uploading malicious software or harmful content
4. Harassment, discrimination, or inappropriate behavior toward other users
5. Commercial use of educational content without written permission
6. Reverse engineering or copying platform functionality

4. Intellectual Property Rights

All educational content, including but not limited to text materials, video lectures, interactive exercises, assessment tools, and software applications provided through our platform, remain the exclusive property of Logical Data Glow or our licensed content providers.

Usage Rights and Restrictions

You are granted a limited, non-exclusive, non-transferable license to access and use our educational materials solely for personal learning purposes. This license does not permit redistribution, modification, or commercial use of our content without explicit written consent.

• Educational content may be accessed during your active enrollment period
• Screenshots and recordings of platform content are prohibited
• User-generated content shared in forums remains subject to our community guidelines
• Citation of our materials requires proper attribution and permission

5. Payment Terms and Refund Policy

Payment for educational programs must be completed before accessing course materials. We accept various payment methods and process transactions through secure payment providers to protect your financial information.

Refund Conditions

Refund requests must be submitted within 14 days of initial purchase and before completing more than 25% of the course content. Refunds are processed to the original payment method within 5-10 business days after approval.

6. Privacy and Data Protection

We collect and process personal information in accordance with our Privacy Policy and applicable data protection regulations. Your personal data is used to provide educational services, track learning progress, and improve platform functionality.

Data Collection and Usage

• Account registration information and contact details
• Learning progress data and assessment results
• Platform usage analytics and interaction patterns
• Communication records and support interactions
• Payment information processed through secure third-party providers

7. Limitation of Liability

Logical Data Glow provides educational services "as is" without warranties of any kind. While we strive to maintain accurate and up-to-date content, we cannot guarantee that our educational materials will meet your specific needs or produce particular outcomes.

Liability Exclusions

We are not liable for any indirect, incidental, or consequential damages resulting from use of our educational platform. Our maximum liability is limited to the amount paid for our services during the twelve months preceding any claim.

1. Technical interruptions or platform accessibility issues
2. Financial decisions made based on educational content
3. Third-party content or external website references
4. Data loss due to technical failures or user error

8. Modifications and Updates

These Terms of Use may be updated periodically to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated through email notification and platform announcements at least 30 days before taking effect.

Your continued use of our services after modification indicates acceptance of updated terms. If you disagree with changes, you may terminate your account before the effective date of modifications.

9. Account Termination

Either party may terminate the service agreement with appropriate notice. You may cancel your account at any time through your account settings or by contacting our support team directly.

Termination Conditions

We reserve the right to suspend or terminate accounts that violate these terms, engage in prohibited activities, or disrupt the learning environment for other users. Account termination results in loss of access to educational materials and community features.

10. Governing Law and Dispute Resolution

These terms are governed by the laws of Thailand, and any disputes will be resolved through binding arbitration in Bangkok, Thailand. Both parties agree to attempt resolution through mediation before pursuing formal legal proceedings.

If any provision of these terms is deemed unenforceable, the remaining provisions continue in full force and effect. These terms constitute the complete agreement between you and Logical Data Glow regarding use of our educational services.